Personal Loan Apps – Top 50 Instant Loan Apps & Loan Websites in India

Looking for a personal loan app to meet your instant loan needs? There are many Instant loan app in India which want to help Indians get better access to easy and quick credit. We look at 15 personal loan apps in India and what they do to help people get access to instant credit.

1. LoanTap

Founded in: 2015

Based out of: Pune, Maharashtra

What do they do? LoanTap provides personal loans to salaried employess across major cities in India.

2. Early Salary

Founded in: 2015

Based out of: Pune, Maharashtra

What do they do? Early Salary is a Salary Advance Loan provider that helps people get access to short-term cash before their next payday. They lend up to 1 Lakh INR for a period of  7 days to 50 days.

3. FlexSalary

Founded in: 2017

Based out of: Hyderabad, Telangana

What do they do? FlexSalary like EarlySalary is a Payday Loan provider which helps borrowers get access to Cash Advance in between the pay cycles of a borrower. They are a Hyderabad based company.

4. CASHe

Founded in: 2016

Based out of: Mumbai, Maharashtra

What do they do? CASHe is a Mumbai based startup that provides quick personal loans to the young generation of employees who want access to quick cash.

5. PaySense

Founded in: 2015

Based out of: Pune, Maharashtra

What do they do? PaySense claims to be an innovative fin-tech startup providing simple and easy access to fast loans for qualifying borrowers in India.

6. IndiaBulls Dhani

Founded in: 2000

Based out of: Mumbai, Maharashtra

What do they do? The Dhani mobile app run by IndiaBulls is an instant loan apps. With basic information that includes PAN Card and Aadhar Card, Indiabulls Dhani gives access to credit for its customers.

7. MoneyTap

Founded in: 2015

Based out of: Bangalore, Karnataka

What do they do? MoneyTap claims to be India’s first app-based credit line. Like some of the other companies on this list, it provides digital transfer of loan upon paperless approval of loan.

8. Qbera

Founded in: 2017

Based out of: Bangalore, Karnataka

What do they do? Qbera is a personal loan apps in India that provides loans to salaried employees in partnership with RBL Bank.

9. Credy

Founded in: 2016

Based out of: Bangalore, Karnataka

What do they do? Credy provides cash loans to Indian borrowers for emergency needs such as health, education, and credit card balance consolidation.

10. DigiLend

Founded in: 2016

Based out of: Mumbai, Maharashtra

What do they do? DigiLend is a digital marketplace for loans providing personal loans up to 5 Lakhs INR for tenures starting 6 months.

11. LoanSingh

Founded in: 2015

Based out of: Delhi NCR

What do they do? LoanSingh, a company run Seynse is an instant loans platform that helps users access quick loans for needs such as education and healthcare.

12. StashFin

Founded in: 2015

Based out of: New Delhi, Delhi

What do they do? StashFIn provides an entirely digital loan platform for easy and quick loan disbursals. The New Delhi-based company wants to empower all its borrowers to use the finance to seek their goals.

13. AnyTimeLoan

Founded in: 2014

Based out of: Hyderabad, Telangana

What do they do? AnyTimeLoan provides short-term loans with quick approvals driven by their Peer to Peer Lending platform. The Hyderabad-based company is backed by Spice Mobiles.

14. SmartCoin

Founded in: 2015

Based out of: Bangalore, Karnataka

What do they do? SmartCoin is a personal loan app that uses proprietary data algorithms to create its own credit score to judge the creditworthiness of its borrowers. By doing so, they claim to be able to offer more credit options to their borrowers.

15. KreditBee

Founded in: 2015

Based out of: Bangalore, Karnataka

What do they do? KreditBee offers instant cash loans up to 1 Lakhs INR to salaried professionals in as little as 15 minutes.

16. PayMeIndia

Founded in: 2016

Based out of: Noida, UP

What do they do? PayMeIndia provides short-term loans to salaried employees and corporate staff.

17. HomeCredit

Founded in: 2011

Based out of: New Delhi

What do they do? Home Credit is a consumer lending provider that offers customers simple processing  loans for their every need.

18. MoneyinMinutes

Founded in: 2015

Based out of: New Delhi

What do they do? MoneyinMinutes is a lending platform owned by Tushar Leasing that provides loans within minimum 60 days to maximum 180 days.

19. RupeeLend

Founded in: 2014

Based out of: New Delhi

What do they do? RupeeLend is a digital finance company providing short-term credit to consumers and businesses based in Delhi – NCR region.

20. Monexo

Founded in: 2016

Based out of: Bangalore, Karnataka

What do they do? Monexo is a Peer-to-Peer Lending marketplace in India which provides frictionless borrowing.

21. Credifiable

Founded in: 2017

Based out of: Bangalore, Karnataka

What do they do? Credifiable wants to democratizes access to better credit for salaried professionals by providing simpler terms and online personal loan process.

22. OptaCredit

Founded in: 2016

Based out of: Chennai, TamilNadu

What do they do? OptaCredit claims to be an A.I – Powered, Data-Driven Online Lender providing credit to Indians.

23. LoanSumo – Instant Loans App

Founded in: 2017

What do they do? LoanSumo is an instant personal loan platform that connects borrowers with Instant Loan in India. LoanSumo’s strength is their partnership with multiple personal loan lenders across the spectrum ranging from banks to NBFC’s to digital lenders to P2P Peer to Peer Lenders. With its responsible lender partners across the spectrum of risk, LoanSumo can cater to all types of borrowers and their lending needs. We offer loans for all types of customers including those who might have a low CIBIL score or those seeking unsecured loans.

24. OMLP2P

Founded in: 2016

Based out of: Mumbai, India

What do they do? OMLP2P is an RBI certified P2P lending NBFC connecting lenders with borrowers.

25. QuikkLoan

Founded in: 2017

Based out of: Mumbai

What do they do? QuikkLoan provides personal loans through an analytics based marketplace.

26. Finzy

Founded in: 2016

Based out of: Mumbai, India

What do they do? Finzy is a P2P loans marketplace in India.

27. QuickCredit

Founded in: 2016

Based out of: Hyderabad, India

What do they do? QuickCredit helps borrowers access loans.

28. InstaPaisa

Founded in: 2015

Based out of: New Delhi, Delhi

What do they do? Instapaisa partners with NBFC’s to provide loans to borrowers.

29. MoneyView

Founded in: 2015

Based out of: Bangalore, Karnataka

What do they do? MoneyView is an app that provides loans to borrowers through the app.

30. ShubhLoans

Founded in: 2016

Based out of: Bangalore

What do they do? Shubhloans claims to help financial service providers access and serve new and underserved market segments.

31. Upwards

Founded in: 2015

Based out of: New Delhi, Delhi

What do they do? Upwards provides alternative lending loans to borrowers in India.

32. LenDenClub

Founded in: 2017

Based out of: Mumbai, Maharashtra

What do they do? LenDenClub is a leading peer to peer lending platform in India, connecting wealthy investors to creditworthy borrowers.

33. ZipLoan

Founded in: 2015

Based out of: New Delhi, Delhi

What do they do? ZipLoan is an online loans platform based in India.

34. OYE Loans

Founded in: 2015

Based out of: New Delhi, Delhi

What do they do? Oye Loans provides alternative credit solutions to underserved customers.

35. ZestMoney

Founded in: 2015

Based out of:Bangalore, Karnataka

What do they do? Zest claims to be an automated consumer digital lending platform in India.

36. Rubique

Founded in: 2014

Based out of: Bangalore, Karnataka

What do they do? Rubique is a lending marketplace for financial products in India.

37. SlicePay

Founded in: 2015

Based out of: Bangalore, Karnataka

What do they do? SlicePay is an AI based instant credit app for youngsters in India targeting college students.

38. FairCent

Founded in: 2013

Based out of: New Delhi, Delhi

What do they do? Faircent.com is a website where borrowers and lenders connect directly.

39. i2iFunding

Founded in: 2015

Based out of: Noida, Uttar Pradesh

What do they do? i2ifunding is an online marketplace that connects borrowers looking for personal loans with investors looking for alternative investments.

40. i-Lend

Founded in: 2012

Based out of: Hyderabad, Telangana

What do they do? i-Lend is a social lending initiative that brings together borrowers and lenders to facilitate a financial transaction.

41. PaisaDukaan

Founded in: 2018

Based out of: Mumbai, Maharshtra

What do they do? PaisaDukan is a P2P lending marketplace platform based in Mumbai.

42. RupeeCircle

Founded in: 2015

Based out of: New Delhi, Delhi

What do they do? RupeeCircle is a peer to peer lending platform that helps borrowers get personal or business loans from private lenders.

43. CashKumar

Founded in: 2012

Based out of: Bangalore, Karnataka

What do they do? CashKumar is a Peer 2 Peer Lending Platform connecting borrowers with lenders in India.

44. LoanQuick.in

Founded in: 2017

Based out of: Chennai, Tamil Nadu

What do they do? LoanQuick.in is a personal loan platform that helps borrowers get access to instant loans with lenders across India.

45. CreditMate

Founded in: 2016

Based out of: New Delhi, Delhi

What do they do? CreditMate is a fintech focused on lending for the Word’s largest $27bn two-wheeler market through POS & online credit distribution.

46. Avail Finance

Founded in: 2017

Based out of: Bangalore, Karnataka

What do they do? Avail is a mobile-first banking platform aiming to financially include the urban mass of India.

47. CapZest

Founded in: 2015

Based out of: New Delhi, Delhi

What do they do? CoinTribe

48. Kissht

Founded in: 2015

Based out of: Mumbai, Maharashtra

What do they do? Kissht is a fintech platform that provides loans for consumers at POS (point of sale).

49. PeerLend

Founded in: 2015

Based out of: Hyderabad, Telangana

What do they do? PeerLend is an online marketplace that provides a platform to connect borrowers with lenders.

50. BizCapital.in

Founded in: 2018

Based out of: Hyderabad, Telangana

What do they do? BizCapital.in provides Instant SME, MSME & Small Business Loans in India without Security and Collateral.

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